BEGIN:VCARD 
VERSION:2.1 
FN;CHARSET=utf-8:The Factor Group
N;CHARSET=utf-8:The Factor Group
ORG;CHARSET=utf-8:The Factor Group
TEL;WORK:403-243-7038
TEL;CELL:[VCF_CELL_PHONE]
TEL;WORK;FAX:403-243-5978
ADR;CHARSET=utf-8;WORK:;;4008A 16 St SW;Calgary;AB;T2T 4H4;Canada
LABEL;CHARSET=utf-8;WORK;ENCODING=QUOTED-PRINTABLE:4008A 16 St SW=0D=0ACalgary=0D=0AAB, T2T 4H4=0D=0ACanada 
EMAIL;PREF;INTERNET:ccaputo@thefactorgroup.com
URL;WORK:http://thefactorgroup.com/
END:VCARD